The Squeeze household is happiest in April when it has a small tax refund coming - which means the government didn't hold onto a large portion of our money during the year - or when we have a unsurprising, unsubstantial tax check to write.
This is one of those years, so there won't be a refund for us to spend or save. Which are you doing if a check from the fed arrives?
More people are using their refunds this year to pay down debt, according to a new Associated Press/GfK poll.
The survey found that 54 percent of those getting a refund will use it to pay off credit cards, household and other bills. Only 35 percent said the same thing last April.
Thirty-eight percent of those receiving a refund said they intend to spend at least part of it, but that spending appears to be on the necessary more than the luxury. Seventeen percent said they would use the money for everyday needs such as food and clothing, up from 7 percent a year ago.
Only 5 percent, about the same as a year ago, said they planned to go on a shopping spree.
Which will you do - stimulate the economy, strengthen your own financial status, or both?