tag:blogger.com,1999:blog-3338316905613216821.post8604530968403786327..comments2023-10-26T07:17:32.263-04:00Comments on The Cliff: When that refund check arrives...Unknownnoreply@blogger.comBlogger12125tag:blogger.com,1999:blog-3338316905613216821.post-84164868483359676802009-04-15T20:54:00.000-04:002009-04-15T20:54:00.000-04:00My husband and I are unemployed so the refund went...My husband and I are unemployed so the refund went into savings. It's a hedge against the possibility that my unemployment benefits might end before I find a job, and that he might not have a job by then either. I'd like to say that I'm optimistic that we'll have jobs soon, and can let the savings accumulate, but there's this lump in the pit of my stomach that gets in the way! Oy, his 401(k) is worth 60% less than it was a year ago, I don't have one at all, and we're in our 50's. Yuck.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-81273664883904091612009-04-14T11:35:00.000-04:002009-04-14T11:35:00.000-04:00Gonna finish our kitchen remodel that we've been w...Gonna finish our kitchen remodel that we've been waiting on our return to finish, then putting the rest in savings. Spending it just to be spending it is pretty foolish.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-16095247794200594962009-04-14T11:02:00.000-04:002009-04-14T11:02:00.000-04:00Well Ann, my husband and I don't really have any o...Well Ann, my husband and I don't really have any outstanding debt except our home and one of the cars. We too have done reasonably well with saving in the past, not only into 401k plans which both companies match up to a certain point, but also other accounts. We've been trying to spend some here and there to demonstrate confidence in the country and economy and to help smaller companies who are struggling. We've primarily made home improvements: added a planting bed outside with year round color and flowers, added insulation, had a bathroom done, upgraded some appliances, had new carpet brought and installed and new furniture has been delivered. Any new items are stipulated to have been made in the USA. We're very pleased, though I think we may have one or two more smaller projects to do. Now is a great time to buy durable goods. It's also great when you can give any older stuff that might still have some use left in it to someone else in need. So, that's what we've been doing and we couldn't be happier with this decision.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-91265380026428964992009-04-14T11:01:00.000-04:002009-04-14T11:01:00.000-04:00This morning I mailed a hefty amount to Uncle Sam ...This morning I mailed a hefty amount to Uncle Sam and Uncle Tarheel in addition to a quarterly estimated tax payment for 2009. <br /><br />I relish the thought of that money being used to build roads, bridges and nuclear arms to blow our enemies to smithereens.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-67338054696528789742009-04-14T10:59:00.000-04:002009-04-14T10:59:00.000-04:00Well... I don't have any debt and now looks like a...Well... I don't have any debt and now looks like a great time to buy. Prices are still too high at the grocery store for me to splurge all of my tax rebates on expensive French or California wine so I might instead buy something that I don't have yet like a new pair of shoes or maybe a new phone system for my home or maybe I'll take my car in for an unnecessary checkup or maybe I'll buy one of those cheap 4th ward condos or maybe something else really inexpensive depending on my mood at the time. :)Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-78564540900688054712009-04-14T10:30:00.000-04:002009-04-14T10:30:00.000-04:00Congrats, 9:53! That is awesome. Having a cushion ...Congrats, 9:53! That is awesome. Having a cushion of savings will give you great peace of mind. My husband and I are already big savers, so we will probably spend some, save some. We got a big refund because we purchased a house last year. For those that are spending…what are you spending on?annnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-79835788302776575972009-04-14T09:58:00.000-04:002009-04-14T09:58:00.000-04:00I have to pay....for those who dont..I have to pay....for those who dont..Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-54339370009449825522009-04-14T09:53:00.000-04:002009-04-14T09:53:00.000-04:00My Fed and State refunds are going straight to sav...My Fed and State refunds are going straight to savings. I'm on track for having 6 months of income saved up by the end of this year.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-58044389357422516612009-04-14T09:32:00.000-04:002009-04-14T09:32:00.000-04:00hmmmmm I don't have any deby to pay down, but othe...hmmmmm I don't have any deby to pay down, but other than that, I am going to hold on to my money for rainy days.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-20088704954408115932009-04-14T09:29:00.000-04:002009-04-14T09:29:00.000-04:00The h--- with the economy; I look after my own poc...The h--- with the economy; I look after my own pocketbook; who does if I don't?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-56571994385714861772009-04-14T09:14:00.000-04:002009-04-14T09:14:00.000-04:00I am adding it to my rainy day fund to boost cash ...I am adding it to my rainy day fund to boost cash reserves.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3338316905613216821.post-91175463858014754202009-04-14T08:25:00.000-04:002009-04-14T08:25:00.000-04:00I'm just going to save myself some time and effort...I'm just going to save myself some time and effort and mail it directly to 1600 Pennsylvania Avenue, Washington, D.C. I'm sure some illegal immigrant and their 14 children need it much more than my mortgage company or the grocery store.BarackOnoreply@blogger.com